Coverage for
NOW BOARDING · ALL 50 STATES
Independent agents, home-based agents, and agencies with staff. Tell us how you operate and we'll match the coverage to it — the questions take about three minutes.
WHY AGENTS BUY THEIR OWN
Your host's policy may not follow you
Host agency coverage protects the host. Whether it extends to you, and for how much, depends on the contract you signed.
Suppliers increasingly ask for proof
Cruise lines, tour operators, and venues request a certificate before they'll work with you. A certificate takes minutes once a policy is in force.
A homeowners policy excludes the business
Working from the spare bedroom does not make it a covered exposure. The claim gets denied on the business-activity exclusion.
NO HOST NEEDED
Your own policy, in your name
ALL 50 STATES
Home-based and storefront
ONE FORM
E&O, GL, cyber, and comp together
SAME DAY
Most quotes reviewed within hours
Coverage lines
Errors & Omissions
The booking that went wrong, the cruise date typed a day off, the supplier who never delivered. Defense costs included.
General Liability
A client trips on your office step, or you damage a venue at a trade show. Bodily injury and property damage.
Cyber Liability
Passport scans and card numbers sitting in your inbox. Breach response, notification, and extortion coverage.
Workers' Compensation
Required in most states once you put someone on payroll. Medical bills and lost wages for a work injury.
Life Insurance
No employer plan behind you when you work for yourself. Income replacement, or funding a buy-sell between partners.
Sell Travel Insurance
Add trip cancellation and travel medical to what you already sell, and earn on coverage your clients buy anyway.
One form. Every line you need.
The questions adapt to how many people work with you, so a solo agent isn't answering payroll questions and an agency isn't left explaining its staff in a notes box.